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Insurance News
Friday 28/08/2009 2.30
Life insurance important for contractors
Contractors with dependants need life insurance to ensure their children's financial futures are protected even if they pass away.
Full storyFriday 28/08/2009 2.30
Network Rail job cuts underscore need for income protection cover
Job losses continue to occur in the country as companies struggle in the recession, underscoring the need for consumers to shield their earnings with income protection insurance.
Full storyFriday 28/08/2009 2.30
Low premiums available for income protection insurance
Obtaining income protection insurance has been recommended in light of the harsh economic climate and the low premiums it has made available.
Full storyThursday 27/08/2009 2.30
Now is the time to consider life cover, consumers urged
Families whose main breadwinner's life or earnings are unprotected have been advised to take out cover in light of the current economic climate.
Full storyThursday 27/08/2009 2.30
Advisers get income protection cover selling lessons
In a bid to encourage advisors to make income protection cover a priority with customers, insurance provider Friends Provident has launched an online income protection toolkit.
Full storyThursday 27/08/2009 2.30
August house price increase could benefit mortgage insurance providers
Mortgage life insurance providers stand to benefit as an increasing number of consumers and first-time buyers consider getting on to the property ladder.
Full storyWednesday 26/08/2009 2.30
Back savings with income protection cover
People with dependants may want to back their savings with financial protection measures such as life insurance or income protection cover as consumers become more money-savvy.
Full storyWednesday 26/08/2009 2.30
Life insurance projection made by Fitch's
A turnaround in the life insurance sector is in sight, according to research from Fitch's Insurance Group in London.
Full storyWednesday 26/08/2009 2.30
Income protection vital in light of unemployment situation
People in employment may want to put in place income protection measures such as accident, illness and unemployment cover in light of new projections on the performance of the UK job market.
Full storyTuesday 25/08/2009 2.30
Minimise risk to your family with life insurance
Consumers should minimise the risk of their family facing poverty if they die by ensuring they have life insurance.
Full storyTuesday 25/08/2009 2.30
Consumers reducing their protection due to recession
The harsh economic climate has resulted in more consumers either cutting or reducing their insurance cover, according to new research by protection provider Aviva.
Monday 24/08/2009 2.30
Employers can help with cheap income protection insurance
Workers looking for income protection or critical illness cover should ask their employers if they have relationships with insurance firms.
Full storyFriday 21/08/2009 2.30
View all options when buying life insurance
Consumers should take all factors into consideration and ensure the policy meets all their needs before buying life insurance, an industry expert has said.
Full storyFriday 21/08/2009 2.30
Income protection cover a financial safety net against swine flu
Contractors without income protection cover could find themselves in a precarious situation in coming weeks as swine influenza cases are predicted to rise with the advent of winter.
Full storyFriday 21/08/2009 2.30
Income protection 'offers peace of mind'
People considering obtaining income protection insurance should think about the potential impact of unemployment on their finances.
Full storyThursday 20/08/2009 2.30
Lending growth could benefit mortgage life insurance
The mortgage life insurance sector is likely to be impacted upon by growing mortgage lending as an increasing number of people obtain house purchase loans.
Full storyThursday 20/08/2009 2.30
Homeowners urged to have income protection cover
New research has found that only nine per cent of consumers have income protection cover to ensure that their mortgage and other bills continue being taken care of if they lose their source of income.
Full storyWednesday 19/08/2009 2.30
Zurich reviews its critical illness insurance conditions
Consumers are set to benefit from new changes to critical illness insurance products announced by protection provider Zurich.
Full storyWednesday 19/08/2009 2.30
First-time buyers urged to take mortgage life insurance
First-time buyers who are purchasing a property with a partner should consider taking out mortgage life insurance when obtaining a loan for the investment.
Full storyWednesday 19/08/2009 2.30
Postcode pricing could impact negatively on life insurance costs
Insurance provider Aviva has reportedly introduced a new pricing mechanism that could leave people living in deprived areas facing higher life insurance premiums.
Full storyTuesday 18/08/2009 2.30
Diabetes sufferers can get life insurance
Diabetes sufferers who want to get suitable life insurance have been advised to ensure that they fully understand their condition and are able to demonstrate to insurers how they are dealing with it.
Full storyTuesday 18/08/2009 2.30
Be money-wise and buy mortgage life insurance
The increasing number of consumers who are being money-wise by opting to stay on their lender's standard variable rates (SVR) may want to ensure they go one step further by having mortgage life insurance.
Full storyTuesday 18/08/2009 2.30
Spouses should have life insurance too
Spouses should consider life insurance even if the main breadwinner of the family is protected, according to a financial adviser.
Monday 17/08/2009 2.30
Aviva's free life insurance good for new parents
A personal finance expert has spoken of the importance of consumers taking advantage of the free life insurance offer for new parents recently introduced by Aviva.
Full storyMonday 17/08/2009 2.30
Women urged to consider life assurance
Families should review their views on life assurance and extend it alongside critical illness cover and income protection insurance to more than the breadwinner alone.
Full storyMonday 17/08/2009 2.30
'Very risky' to live without life assurance
Skipping life assurance on the basis that the state will take care of dependants has been described as "very risky" by an industry insider.
Full storyFriday 14/08/2009 2.30
Life cover important for construction workers
A case involving the death of two workers in the building industry has underscored the need for contractors with dependants to have life cover.
Full storyFriday 14/08/2009 2.30
Families urged to consider critical illness cover
Consumer attitudes towards critical illness cover need to be reassessed, according to the Telegraph, which has recommended considering this and other types of protection on top of life insurance.
Full storyFriday 14/08/2009 2.30
Mortgage protection insurance could prevent repossession
New figures from the Council of Mortgage Lenders (CML) show one in every 1,000 mortgage-holders lost their properties in the three months leading up to August 2009.
Full storyThursday 13/08/2009 2.30
'Redundancy proof' yourself with income protection cover
Taking out accident, sickness and unemployment cover has been recommended as one of the ways in which consumers can "redundancy proof" their finances.
Full storyThursday 13/08/2009 2.30
Professionals to get bespoke income protection product
Professionals looking for income protection insurance will in the future benefit from products specifically designed to cater for them, according to the Financial Times Adviser (FT).
Full storyThursday 13/08/2009 2.30
Parents urged to take advantage of free life cover
A personal finance website has reminded parents of the importance of life cover by urging them to take advantage of a recent offer from protection provider Aviva.
Full storyWednesday 12/08/2009 2.30
Brokers' expertise can help with life insurance
Making cutbacks may be a necessary thing for many people in the current economic climate but the savings should not come at the expense of essential policies such as life insurance.
Full storyWednesday 12/08/2009 2.30
Income protection insurance vital as jobless total rises
More people are losing their jobs as the downturn wrecks havoc on the economy, underscoring the importance of consumers shielding their earnings with income protection insurance.
Full storyWednesday 12/08/2009 2.30
Refurbishment contractors should consider critical illness cover
Employees and contractors who refurbish buildings should ensure they have protective products such as critical illness cover or accident, sickness and unemployment protection.
Full storyTuesday 11/08/2009 2.30
Over-50s get new life insurance products
People above the age of 50 are set to benefit from three new guaranteed acceptance life insurance products launched by insurance provider Legal & General (L&G).
Full storyTuesday 11/08/2009 2.30
Mortgage protection insurance could benefit as fixed loans are snapped up
Demand for mortgage protection insurance could be affected as an increasing number of consumers opt for fixed rate loans.
Full storyTuesday 11/08/2009 2.30
Insurers settling the majority of critical illness cover claims
Consumers are benefiting as insurers settle an increasing number of critical illness cover claims, according to new data published by protection specialists LifeSearch.
Full storyMonday 10/08/2009 2.30
More consumers could get life insurance to protect their financial futures
Having life insurance or income protection cover could soon become a norm for an increasing number of cash-savvy consumers.
Full storyMonday 10/08/2009 2.30
Aviva boosts its maximum income protection benefit limit
Consumers looking for income protection cover could benefit from changes introduced by insurance provider Aviva.
Full storyMonday 10/08/2009 2.30
Michael Jackson's insurance policy 'settled'
Michael Jackson's dependants have reportedly been paid $3 million (£2 million) after the King of Pop's life insurance company released the funds following an agreement.
Full storyFriday 07/08/2009 2.30
Life insurance 'can't be put off'
The importance of life insurance has been highlighted in a column for the Chicago Sun Times.
Full storyThursday 06/08/2009 2.30
Mortgage insurance ideal for first-time buyers
Improved mortgage availability is bringing confidence back into the property market and encouraging first-time buyers to obtain house purchase loans and mortgage insurance cover.
Thursday 06/08/2009 2.30
Consumers advised on how to get cheaper life insurance
Despite life insurance policies being more affordable now thanks to recent price falls, consumers can still get even cheaper cover by following a few suggestions put forward by an expert.
Full storyThursday 06/08/2009 2.30
Job availability highlights need for income protection insurance
In news that may be of interest to consumers considering obtaining income protection insurance, new data on the availability of permanent jobs across the country have been published.
Full storyWednesday 05/08/2009 2.30
Mortgage insurance likely to benefit from house value increases
House prices continued to rise in July as confidence returns to the property market, which is likely to lead to an increase in the take-up of mortgage insurance.
Wednesday 05/08/2009 2.30
Life insurance provider AXA announces job cuts
Some 350 people are to be made redundant by the protection giant AXA, whose products include life insurance policies.
Wednesday 05/08/2009 2.30
Women taking out income protection insurance as times change
An increasing number of women are securing their financial independence with products, such as income protection insurance, as society and lifestyle requirements change, it has been highlighted.
Tuesday 04/08/2009 2.30
Accident, illness and unemployment cover ideal for industrial workers
Industrial workers operating near dangerous machinery may want to consider taking out accident, illness and unemployment cover following an incident in which a worker was trapped in machinery and cracked his ribs.
Full storyTuesday 04/08/2009 2.30
Income protection cover to benefit from Scottish Provident etool
Insurance provider Scottish Provident has introduced an improved quote and apply functionality for advisers using True Potential, which is likely to benefit those looking for income protection cover.
Full storyTuesday 04/08/2009 2.30
Jackson's children on course to get singer's life insurance proceeds
Michael Jackson's dependants are set to receive the King of Pop's life insurance proceeds following news that admistrators of his estate have taken delivery of the money, it has emerged.
Full storyMonday 03/08/2009 2.30
Consumers should consider income protection cover in current environment
Having a safety net such as life insurance or income protection cover in place is one of the important financial arrangements consumers should consider in the current economic climate, it has been stated.
Full storyMonday 03/08/2009 2.30
Getting cheap life insurance
The harsh economic climate has made making every penny count an important issue for many consumers and some have considered cutting back on products such as life insurance.
Full storyMonday 03/08/2009 2.30
Mortgage life insurance vital for first-time buyers
First-time buyers keen to get on the property ladder are increasingly considering taking out mortgage life insurance.
Full storyFriday 31/07/2009 2.30
New CEBR projections underscore need for income protection cover
More people could continue losing their jobs, pushing the number of those out of work close to four million, which highlights the need for consumers to consider taking out income protection or unemployment cover.
Full storyFriday 31/07/2009 2.30
'Demystify' sector to boost take-up of life insurance
Insurance firms in the UK need to take measures to ensure consumers looking for life insurance and other related products clearly understand what the products are for, communications experts have stated.
Full storyFriday 31/07/2009 2.30
Friends Provident reviews income protection ceasing ages
Changing retirement legislation has prompted insurance provider Friends Provident to introduce amendments to its individual income protection products in favour of consumers.
Thursday 30/07/2009 2.30
Scottish Provident reviews critical illness definitions
Consumers are set to benefit following Scottish Provident's decision to extend its critical illness cover and review some of its processes in order to make the application process easier.
Full storyThursday 30/07/2009 2.30
Worker gets critical illness cover payment after intervention
The importance of putting in place insurance protection such as critical illness cover from an early age has been highlighted by a young man from Cumbernauld, Lanarkshire.
Full storyThursday 30/07/2009 2.30
Mortgage life insurance vital as house prices pick up
Mortgage life insurance is one of the protective measures that people interested in investing in the property market should consider when obtaining house purchase loans.
Full storyWednesday 29/07/2009 2.30
Life cover vital, but many still without protection
Life cover is a vital expense that consumers should have in place to not only ensure their dependants' financial future is protected, but to also give themselves peace of mind, it has been stated.
Full storyWednesday 29/07/2009 2.30
Quitting smoking good for health and life assurance premiums
A new report on smoking, which has been known to increase people's life assurance premiums in addition to ruining their health, has been published by the Office for National Statistics (ONS).
Full storyWednesday 29/07/2009 2.30
Mortgage life insurance sales could pick up as lending increases
Demand for mortgage life insurance could be increasing following the publication of new data showing that 47,584 house purchase loans were approved in June, up from 44,169 in May.
Full storyTuesday 28/07/2009 2.30
Roofing accident highlights importance of income protection cover
People working with roofing companies may want to ensure they have products such as accident, illness and unemployment cover in place to cater for incidents such as one that has recently led to the prosecution of a sector operator.
Full storyTuesday 28/07/2009 2.30
Life insurance among family protection products consumers should have
Life assurance, critical illness cover and income protection insurance are products that consumers should take into consideration when thinking of family protection, according to an industry insider.
Tuesday 28/07/2009 2.30
Michael Jackson's children 'cheated' out of life insurance
Michael Jackson's children are at risk of being left in future financial jeopardy following news that an aide failed to pay the musician's life insurance premiums in the last months of his life, it has emerged.
Monday 27/07/2009 2.30
Brits cut back on 'unnecessary' cover to protect vital policies
British consumers are cutting back on protection products that they deem "unnecessary" such as mobile phone or home appliances insurance in favour of more essential cover, new research shows.
Full storyMonday 27/07/2009 2.30
New report urges more transparency in insurance sector
Consumers looking for critical illness cover or any other form of life insurance could benefit from more transparency from protection industry operators if recommendations in a new report are adopted.
Full storyMonday 27/07/2009 2.30
Income protection insurance ideal for protecting against loss of earnings
Income protection cover has been recommended as an ideal way of protecting earnings in the current economic climate, which is leaving a wave of company collapses and redundancies across the country.
Friday 24/07/2009 2.30
Life insurance companies improving relations with customers
New figures from the Association of British Insurers (ABI) have shown that protection industry operatorcompanies are continuing to step up efforts to ensure consumers' interests are well catered for.
Full storyFriday 24/07/2009 2.30
Increased lending could boost mortgage life insurance take-up
Mortgage life insurance providers could be experiencing increased activity following revelations that there have been "modest" hikes in gross and net mortgage lending due to more approvals of house purchase loans.
Full storyFriday 24/07/2009 2.30
Get the best life insurance when approaching retirement
Retirement has been identified as one of the best times in life when consumers should review their protection requirements to ensure they can get cheaper life insurance, it has been stated.
Thursday 23/07/2009 2.30
Drill accident underscores importance of unemployment cover
The recent prosecution of a Black Country firm following an accident that left a worker incapacitated has highlighted the importance of people considering taking out accident, illness and unemployment cover.
Full storyThursday 23/07/2009 2.30
Income protection insurance 'an essential cover'
Income protection cover and life insurance have been identified among products consumers cannot afford to live without as many consider cutting back as a result of the recession.
Full storyThursday 23/07/2009 2.30
Get cheaper life insurance or income protection cover when reviewing finances
Life insurance and income protection cover are some of the products consumers need to consider when reviewing their finances and planning for the future, it has been stated.
Full storyWednesday 22/07/2009 2.30
Rising redundancies highlight need for redundancy protection cover
The last few months have made redundancy a household topic as a result of the harsh economic climate that has left a trail of struggling or collapsed firms.
Full storyWednesday 22/07/2009 2.30
Caution urged when looking for the best life insurance on comparison sites
Consumers looking for the best life insurance have been warned to be careful when using price comparison websites because the sites do not necessarily offer the best product.
Full storyWednesday 22/07/2009 2.30
Attitudes hampering critical illness insurance take up
Insurance industry operators have been urging people to fortify their financial futures with products such as critical illness cover, income protect or unemployment cover but attitudes may be hampering their efforts.
Full storyTuesday 21/07/2009 2.30
Income protection cover could be handy in unstable job market
An economic expert has made projections that paint a gloomy picture ahead, underscoring the need for those in employment to secure their financial futures with products such as income protection insurance or unemployment cover.
Full storyTuesday 21/07/2009 2.30
Mortgage life insurance vital as lending picks up
House purchase loans are picking up, according to the latest data from the Council of Mortgage Lenders (CML), as consumers move to take advantage of the diminished property values.
Full storyTuesday 21/07/2009 2.30
Cheap life insurance available thanks to lower premiums
Life insurance premiums have been falling in recent years, according to one protection industry insider, who has claimed that prices are now at their lowest level in seven years.
Full storyMonday 20/07/2009 2.30
Life insurance just as important as a will
Research from Which? Legal Service has highlighted the attitudes of UK consumers towards making provisions for what will happen after their death, which could mean that some are ignoring life insurance.
Full storyMonday 20/07/2009 2.30
Machinery accident highlights importance of life insurance
The risks of operating machinery without adequate guarding and also having insurance have been highlighted by the Health and Safety Executive (HSE), which has prosecuted chewing gum manufacturer the Wrigley Company.
Full storyMonday 20/07/2009 2.30
Women shopping around more for life cover as recession bites
More women could be leaving themselves at risk by cancelling or not having life insurance and income protection cover compared to men if the latest figures from Legal & General are anything to go by
Full storyFriday 17/07/2009 2.30
Industry views on mortgage protection insurance misselling are 'mixed'
Comments made by the Financial Conduct Authority (FSA) on the issue of misselling in the UK protection industry have prompted a wide range of responses.
Friday 17/07/2009 2.30
Protection and life policies can help ease recessionary fears
Nearly half of parents in the UK (48 per cent) are experiencing stress as a result of the recession, a statistic that has prompted the Post Office to underline the importance of life insurance and income protection products.
Thursday 16/07/2009 2.30
Consumers should be wary of critical illness advice
When it comes to taking out critical illness cover, consumers should be careful to recognise the difference between various policies.
Thursday 16/07/2009 2.30
Income protection market could be affected by later retirement
The government has revealed plans to move forward a review into the possibility of removing its compulsory retirement age.
Wednesday 15/07/2009 2.30
Parents failing to take out adequate life cover
Nearly half of all parents have failed to take out a life insurance policy while two million families worry about their level of protection.
Wednesday 15/07/2009 2.30
Small business owners advised to take out critical illness cover
Owners of small companies have been advised to take out life insurance and critical illness cover for their employees.
Tuesday 14/07/2009 2.30
Life insurance 'vital for anyone with dependants'
Life insurance is a product that every person whose dependants or next of kin rely on their income should have in order to ensure that their lifestyle is not disrupted if death occurs, it has been stated.
Full storyTuesday 14/07/2009 2.30
Life insurance awareness initiative targets new parents
New parents in the UK are set to benefit from a new life insurance awareness initiative aimed at promoting the importance of family protection, which is often ignored.
Full storyMonday 13/07/2009 2.30
Don't cut back on life insurance, shop around for better deals, consumers urged
Consumers who are contemplating cutting back or cancelling their life insurance have been advised not to take this route but instead to turn their attention to finding how to make savings without compromising cover.
Full storyMonday 13/07/2009 2.30
Income protection cover can complement savings
The recession has changed the way people in the UK view their financial future, according to new research from Yorkshire Bank, which has found that many are reining in their expenditure.
Friday 10/07/2009 2.30
'Customised protection' should be offered to consumers
Insurance providers need to take a fresh approach to protection and be able to offer consumers products that are flexible enough to meet their needs, according to one industry insider.
Full storyFriday 10/07/2009 2.30
Critical illness insurance could be affected by gene testing
Concerns have been raised that people who decide to take genetic tests to spot potential critical illnesses could be prevented from being able to obtain life insurance in the future, it has been reported.
Full storyThursday 09/07/2009 2.30
Web-smart consumers visiting many websites before buying cover
Consumers are utilising the internet to search for insurance products such as income protection or life cover by visiting a variety of websites before committing to a policy, new research shows.
Full storyThursday 09/07/2009 2.30
Construction accidents inquiry report could spur rise in life insurance policies
People working in the construction industry may want to put in place measures to protect their financial future such as life insurance as a new report on fatal construction accidents is published by the Department for Work and Pensions.
Full storyThursday 09/07/2009 2.30
Wide choice of life insurance products in existence
There is an abundance of life insurance products such as income protection, accident, illness and unemployment cover and consumers are spoilt for choice, it has been stated.
Full storyWednesday 08/07/2009 2.30
62% at risk because they have no life insurance
New research from Scottish Widows has shown that 62 per cent of British people have not put in place any long-tem measures to ensure they can survive financially if they lose their household's main income.
Full storyWednesday 08/07/2009 2.30
Income protection vital as house purchases pick up
Improvements in house affordability in recent months have seen an increasing number of people get interested in purchasing property, leading to a slow rate of house value declines in the UK.
Full storyWednesday 08/07/2009 2.30
ABI initiative to ensure consumers get the best out of critical illness insurance
An initiative aimed at ensuring consumers get the best out of their critical illness protection has been launched by the Association of British Insurers (ABI).
Tuesday 07/07/2009 2.30
There is insurance to suit all ages, Biba states
Proposals by the Government Equalities Office (GEO) to eliminate harmful age discrimination when it comes to the provision of certain services has been welcomed by the British Insurance Brokers' Association (Biba).
Tuesday 07/07/2009 2.30
BCE data underscores need for income protection insurance
People thinking of obtaining income protection insurance or unemployment cover may be making the right move in light of findings from the latest British Chambers of Commerce (BCE) economic survey.
Full storyTuesday 07/07/2009 2.30
Lifestyle changing and exclusions can result in lower life insurance premiums
Consumers eager to cut their life insurance premiums or those interested in reducing their income protection payments should consider changing their lifestyles such as losing weight or quitting smoking.
Monday 06/07/2009 2.30
LV= reviews unemployment protection in light of rising redundancies
Insurance operator LV= has reviewed its protection products and waived the clause that made it impossible for people to claim within 60 days of their cover starting even if they were made redundant.
Full storyMonday 06/07/2009 2.30
Savings and life insurance can fulfil children's dreams
New figures have shown that parents are sacrificing their dreams and aspirations as well as potentially undermining their finances to ensure their children have a fulfilling life.
Full storyMonday 06/07/2009 2.30
Income protection cover ideal for new mortgage holders
Confidence in the mortgage intermediary market is picking up as brokers look forward to more business in the third quarter of 2009, meaning that an increasing number of consumers are getting new mortgage products.
Friday 03/07/2009 2.30
Go Direct launches it’s new interactive insurance quote system
On Friday 3rd of July 2009 godirect.co.uk launched their, long awaited, online life insurance quote system, interactive-insurance.
Friday 03/07/2009 2.30
Cheap life insurance on comparison sites not recommended
People using price comparison websites to search for life insurance have been advised not to fall for lucrative looking offers as some of them may end up costing more in the long-term.
Full storyFriday 02/07/2009 2.30
Income protection insurance handy for repairmen
People who deal with repair work of machinery should consider taking out income protection insurance or accident, illness and unemployment protection to mitigate against possible loss of income if an accident occurs.
Full storyFriday 03/07/2009 2.30
Increasing consumer confidence could encourage life insurance uptake
Uptake of life insurance products such as critical illness cover or income protection could be impacted upon positively as new figures show that consumer confidence is on the rise.
Full storyThursday 02/07/2009 2.30
Shopping around good but brokers vital for proper advice
The British Insurance Brokers' Association (BIBA) has urged consumers looking for protection products such as life insurance or income protection cover to shop around in order to get the best deal.
Full storyThursday 02/07/2009 2.30
'Life-changing injury' underscores importance of income protection
An incident involving a mishap with heavy machinery has highlighted the need for people to consider taking out accident, illness and unemployment cover or income protection insurance.
Full storyWednesday 01/07/2009 2.30
Critical illness insurance sector set for shake up
The critical illness insurance landscape is set for a consumer-friendly shake up that could result in the reduction of the number of declined total permanent disability (TPD) claims made on the cover, it has emerged.
Full storyWednesday 01/07/2009 2.30
Trusts can ensure the right people benefit from a life insurance policy
Consumers have been advised to put their life insurance policy in a trust if they want to ensure that the right people benefit from the pay out in the event of death.
Full storyWednesday 01/07/2009 2.30
GP reports for under-40s abolished for life insurance
People planning to take out life insurance and critical illness cover are set to benefit from an improved underwriting criteria designed to make it easier for people to get protection.
Full storyTuesday 30/06/2009 2.30
Underwriting processes to improve with new online solutions
Consumers are set to benefit from quicker approvals of their critical illness cover and life insurance applications thanks to recent changes to online point-of-sale protection systems by two insurers, it has been reported.
Full storyTuesday 30/06/2009 2.30
New supplementary critical illness cover being considered
It may soon be possible for consumers to top up their critical illness cover to cater for some conditions that they may be worried about thanks to new plans being considered by reinsurance giant Munich Re, it has emerged.
Monday 29/06/2009 2.30
Uptake of income protection cover increasing
British people are increasingly putting in place safety measures by taking out protection such as life insurance and income protection cover, according to new figures from Legal & General (L&G).
Full storyMonday 29/06/2009 2.30
Non-smokers have better critical illness insurance premiums
Cash savings can be made on life insurance premiums as well as critical illness cover by simply resisting the urge to light up that cigarette, according to a personal finance website.
Full storyFriday 26/06/2009 2.30
Corus job cuts make case for income protection cover
The latest developments at Europe's second-largest steel group Corus have once more underlined the importance of workers considering taking out income protection cover or accident sickness and unemployment cover.
Friday 26/06/2009 2.30
Income protection insurance can offer 'vital assistance'
Consumers have been advised not to cut back on vital things such as life insurance, income protection cover or savings as new research shows that financial concerns are reshaping life priorities.
Thursday 25/06/2009 2.30
More business failures predicted in coming months
Income protection insurance and unemployment cover are increasingly becoming vital as new figures predict even more business failures in coming months due to falling consumer spending.
Full storyThursday 25/06/2009 2.30
Workplace deaths underscore need for life insurance
New figures have revealed the number of people killed at work in companies in the north-east of England, highlighting the importance of consumers protecting themselves with life insurance.
Full storyWednesday 24/06/2009 2.30
IT contractors urged to have life insurance
Contractors should ensure they have life insurance to guarantee the financial future of their dependants by replacing the lost family income in the event of a death.
Full storyWednesday 24/06/2009 2.30
Don't allow gap in life cover if made redundant, policy holders urged
As the economic downturn continues to cause havoc across the country and lead to job losses, those who are made redundant have been advised not to let the situation cause a gap in their cover if their protection was work-related.
Wednesday 24/06/2009 2.30
Unemployment cover vital as second wave of repossessions is predicted
Property owners who are yet to think of future financial protection with life insurance, income protection or unemployment cover may want to do so in light of a new warning from housing charity Shelter.
Full storyTuesday 23/06/2009 2.30
As workplaces transform in recession, so too should consumers
Consumers could borrow a leaf from how employers and staff are working together to protect businesses and jobs, which has led to a transformation of the UK workplace landscape.
Full storyTuesday 23/06/2009 2.30
Cover could be handy in future as healthcare benefits are shelved
It may be wise for consumers to start thinking of the future by protecting themselves with products such as accident, illness and unemployment cover, following new projections on healthcare schemes.
Tuesday 23/06/2009 2.30
Life insurance premiums now cheaper after recent falls
The last few years have seen life insurance premiums become more affordable, according to an industry expert, who has recommended buying the right amount of cover when settling for protection.
Full storyMonday 22/06/2009 2.30
Income protection insurance can prevent repossession
Income protection insurance can come in handy if redundancy occurs by providing a place to fall back on, according to Alessia Horwich and Julian Knight, writing in the Independent.
Full storyMonday 22/06/2009 2.30
Dad's financial contribution needs protection with life insurance
Families in the UK have been urged to consider whether the financial contribution made by fathers is satisfactorily protected with life insurance as the dust settles on Father's Day, which was marked last weekend.
Full storyFriday 19/06/2009 2.30
Cost putting people off life insurance
Consumers in the UK have identified cost as the main reason preventing them from taking out life insurance in a new survey conducted by Ipsos Mori on behalf of Scottish Provident.
Full storyFriday 19/06/2009 2.30
Regular quad bike users should consider life cover
Individuals whose work involves using all-terrain vehicles or quad bikes should consider covering themselves with life insurance or accident, sickness and unemployment cover to cater for any eventuality.
Full storyFriday 19/06/2009 2.30
Consumers searching online for life insurance and income protection cover
Consumers are increasingly taking out life insurance and income protection cover as concerns over the economic climate and its potential effect take hold among people in the UK.
Thursday 18/06/2009 2.30
Mortgage holders should consider life insurance
As the mortgage lending market continues to fluctuate, consumers thinking of buying a property or those already paying back may want to consider taking out life insurance, especially if in a joint arrangement.
Thursday 18/06/2009 2.30
Avoid 'easy offers' when taking critical illness cover
Consumers considering taking out critical illness cover have been advised to take into account how much it would take to overcome the financial impact of the development before signing on the dotted line.
Full storyThursday 18/06/2009 2.30
Income protection ideal for public sector workers
Public sector workers without redundancy fall-back plans such as unemployment cover or income protection insurance may want to consider putting in place such measures because of impending budget cuts.
Wednesday 17/06/2009 2.30
Men urged to check sick pay benefits before taking critical illness cover
Men considering taking out income protection insurance, critical illness cover or accident, sickness and unemployment protection have been offered tips on how to go about choosing the right product.
Wednesday 17/06/2009 2.30
Change in circumstances calls for change in life insurance
Some consumers risk being significantly under-insured by not reviewing their life insurance when they experience big changes such as marriage or buying a house, it has been highlighted.
Wednesday 17/06/2009 2.30
New unemployment figures highlight need for income protection insurance
New figures from the Office for National Statistics (ONS) have underscored the need for people in employment to ensure they are covered with income protection insurance or unemployment cover.
Tuesday 16/06/2009 2.30
Life insurance vital in current economic climate
Life insurance may look like an unnecessary expenditure in the current economic climate but now more than ever is it important for consumers to think about it, it has been reported.
Full storyTuesday 16/06/2009 2.30
Companies not preparing for the unexpected
People in employment may want to cover themselves against possible redundancy and loss of income following revelations that a good percentage of their employers risk succumbing to the recession due to the way they operate.
Full storyTuesday 16/06/2009 2.30
Men's diet and lifestyle a case for importance of life insurance
More factors that should encourage men to consider covering themselves with life insurance or critical illness cover have been highlighted by an expert from Leeds Metropolitan University.
Monday 15/06/2009 2.30
'Simple plan' can save dependants from funeral preparation burden
People who want to avoid the prospect of their families being hit by expensive bills through life celebrations or funeral preparations after they pass away have been advised to consider life insurance.
Full storyMonday 15/06/2009 2.30
Men 40 per cent 'more likely' to die from cancer than women
The need for men with dependants to protect their family's financial future with critical illness insurance has been highlighted by new research stating that men are almost 40 per cent more likely than women to die from cancer.
Full storyMonday 15/06/2009 2.30
Over 7 million British parents 'without adequate financial protection'
New figures have shown that more than 1.5 million parents in the UK have not given any thought to how their dependants would survive financially if they were to pass away and an even bigger number are not doing anything about it.
Full storyFriday 12/06/2009 2.30
Insurers criticised for adopting unfair positions with some CI covers
Some insurers have been accused of using dodgy techniques to attract consumers to their critical illness (CI) cover by having clauses that would make it difficult for people to make a successful claim.
Full storyFriday 12/06/2009 2.30
Critical illness insurance offers 'peace of mind'
Despite the fact that a majority of people in the UK have families or dependants that would get into financial difficulty if they were to pass away or be critically ill, many would rather not talk about life endurance, it has been stated.
Full storyFriday 12/06/2009 2.30
Advisers bullish about individual protection business
Despite the current economic downturn, consumers still view products such as income protection insurance and employment cover as important, if figures from an industry insider are anything to go by.
Full storyThursday 11/06/2009 2.30
Trading Standards Institute calls for critical illness insurance legislation review
Current legislations are letting down consumers by allowing them to be penalised when making claims on a critical illness policy, according to the Trading Standards Institute.
Full storyThursday 11/06/2009 2.30
Income protection insurance can help people cope financially
Income protection insurance has been recommended as one of the ways to ensure consumers can cope financially if they were unable to do their job or become incapacitated by illness.
Full storyThursday 11/06/2009 2.30
Insurance recommended for agricultural workers
Workers in the agricultural industry may want to consider covering themselves with accident sickness and unemployment insurance or income protection products due to risks at work.
Full storyWednessday 10/06/2009 2.30
Need for income protection and unemployment cover highlighted by new data
The need for people to consider taking out income protection insurance has been underscored by new data from charity Citizens Advice showing more people are seeking its services as a result or losing their source of income and owing money.
Wednessday 10/06/2009 2.30
Mortgage brokers can help with getting life insurance
Consumers have been advised not to shy away from seeking the services of mortgage brokers because such professionals can do more than just help with securing the right loan.
Wednessday 10/06/2009 2.30
Recession forces one in ten to drop life insurance
The recession is continuing to hit many areas of people's finances and has resulted in a number of people in the UK opting out of insurance contracts, according to new data from the Association of British Insurer (ABI).
Tuesday 09/06/2009 2.30
What is the value of a parent?
Taking out income protection insurance and other types of cover such as accident sickness and unemployment security is something that even stay-at-home dads and mums should consider.
Full storyTuesday 09/06/2009 2.30
Men 'risking health and finances' by ignoring cover
Around 90 per cent of men in the UK risk facing financial hardships as a result of ignoring income protection or critical illness cover, which can come in handy in the event of illness or an accident.
Full storyTuesday 09/06/2009 2.30
Consumers to benefit as Bright Grey reviews income protection
The income protection offering of Bright Grey, a cover specialist within the Royal London Group, has been doubled, meaning that customers stand to get even more value for their money.
Full storyMonday 08/06/2009 2.30
Consumers taking out income protection, report states
An increasing number of consumers may be covering themselves with income protection insurance and whole life products, according to the latest data from Swiss Re, which shows sales are on the increase.
Full storyMonday 08/06/2009 2.30
Men risking their health by ignoring medical symptoms
New research has highlighted the attitude of UK men towards their health by revealing that 18 million have chosen to ignore medical symptoms over the last year.
Full storyMonday 08/06/2009 2.30
'Compare the products' before buying life insurance
The procedure chosen by consumers to buy life insurance can go a long way in delivering thousands of pounds worth of savings, according to financial website thisismoney.co.uk.
Full storyFriday 05/06/2009 2.30
Majority ignoring critical illness cover
Critical illness cover is only taken out by one in five people (20 per cent) according to a new study commissioned by Scottish Provident.
Friday 05/06/2009 2.30
One-third of life insurance complaints upheld
The economic downturn has left many people feeling that they cannot trust financial institutions such as banks or life insurance providers.
Friday 05/06/2009 2.30
Consumers investing less in life insurance
Life insurance products are becoming less of a priority for consumers struggling to cope with the effects of the recession and changes to the UK tax system.
Thursday 04/06/2009 2.30
Get life insurance early and benefit from better policies
Life insurance is something that everyone should consider irrespective of their age, according to a consumer website, which has said that people who delay a purchase to save money in the short-term could actually be making a costly assumption in the long-term.
Full storyThursday 04/06/2009 2.30
Hidden asbestos in homes underscores need for critical illness insurance
Taking out critical illness insurance may be a wise thing to do for thousands of consumers following the publication of a new report showing that many may be living with asbestos without knowing it.
Full storyThursday 04/06/2009 2.30
Critical illness insurance 'extremely important'
Taking out critical illness cover is extremely vital because diseases can strike at any time, an insurance expert has stated.
Wednesday 03/06/2009 2.10
Workplaces could become more dangerous in recession
The need for consumers to consider taking out income protection products such as accident, sickness and unemployment cover has been highlighted by a new Health and Safety Executive (HSE) report.
Wednesday 03/06/2009 2.10
Aegon announces redundancies but those with cover may have fall back plan
Insurance giant Aegon has revealed it is to wind up one of its operations at its UK headquarters in Edinburgh, threatening a vital source of income in the current economic climate for nearly 150 people.
Wednesday 03/06/2009 2.10
Life insurance a 'safety net' for dependants
A personal finance website has called upon consumers in the UK to get over their aversion towards discussing death and explore ways to secure their dependants' financial future with life insurance.
Full storyTuesday 02/06/2009 2.55
Balance between 'cheap and comprehensive' needed for life insurance
Consumers interested in obtaining the right life insurance product without being set back financially have been given tips on the best way to achieve this by Shelter Offshore.
Tuesday 02/06/2009 2.55
Cheap not best when it comes to life insurance
Consumers have been advised not to be drawn in by low-cost life insurance products because while they may look affordable over a long period they could end up costing more.
Tuesday 02/06/2009 2.55
Life insurance 'one of the most important' covers
Many people may steer clear of thinking about life insurance but such cover is one of the most vital protections any individual can set up, according to an insurance insider.
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