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Diabetes sufferers can get life insurance - News 2009
Diabetes sufferers who want to get suitable life insurance have been advised to ensure that they fully understand their condition and are able to demonstrate to insurers how they are dealing with it.
Protection policies for diabetes sufferers can be tricky to secure but they are available, according to the personal finance website financialadvice.co.uk, which suggested that the key factor lies in how the disease is managed.
The site states that "with good blood glucose control, a healthy and active lifestyle and few complications, finding a good deal is achievable" because if the condition is managed well then insurers will perceive the individual to be of a lower risk.
In order to be an ideal life insurance candidate, the website recommends approaching insurers in a "positive way", controlling your condition, having good fitness and health and information illustrating how low risk you are.
There are life insurance policies to cater for both Type 1 diabetes, managed through insulin therapy, and Type 2 diabetes, which can be dealt with using diet and exercise, noted the site.
Some consumers are put off getting the right cover because of complicated and time consuming processes, the Independent recently stated.
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