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What is the value of a parent?

Taking out income protection insurance and other types of cover such as accident sickness and unemployment security is something that even stay-at-home dads and mums should consider.

New figures from Legal and General have shown how much parents contribute in the home and placed the value of a dad in 2009 at £23,296 a year.

According to the organisation, the amount of time fathers spend dealing with household chores can sometimes be overlooked but their contributions are worth a lot of money.

It would cost £448 a week to replace the work the average dad engages in at home in household chores and childcare, underscoring the need for people to consider having a plan in place should anything untoward such as illness or an accident happen.

When it comes to mums, the organisation has stated that their value is worth £32,812, with 33 hours spent on average with their children and only five hours on themselves every week.

However, the research found that more than half of parents questioned did not have some sort of financial protection in place, which means that their children would be left financially unstable if they were to pass away.

If you would like to see quotes for term life insurance or family income benefit try Go Directs new insurance soursing system for instant insurance quotes.

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• Critical Illness Insurance Explained
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