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Scottish Provident reviews critical illness definitions

Consumers are set to benefit following Scottish Provident's decision to extend its critical illness cover and review some of its processes in order to make the application process easier.

The insurance provider has made some improvements to its range of covers, adding three new conditions to of critical illness definitions in order to "deliver quality protection products".

Primary pulmonary hypertension, pulmonary artery graft surgery and structural heart surgery are the new additions that now mean "an extended range of critical illnesses" are catered for by the provider.

The critical illness definition for HIV has also been reviewed, while criminal acts, drug abuse, aviation and hazardous sports and pastimes have been excluded from some of the insurer's products.

Consumers applying for cover will also face less paperwork thanks to the removal of the Plan Documents pack.

Those looking to put protection in place are advised to shop around in order to get the best deal, although discretion is recommended when using price comparison sites.

According to the British Insurance Brokers' Association, consumers should also not underestimate the usefulness of brokers because they are experienced and can give guidance on the best products.

Do you want advice on Critical Illness insurance?

After looking through the critical illness insurance information if you would like Critical Illness Advice, complete our critical illness cover and life insurance enquiry form and we will contact you to discuses your protection needs.

You may also be interested in:

• Term Life Insurance Explained
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Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority. Registered in England & Wales Company 5703224. FCA Number 456600