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Construction accidents inquiry report could spur rise in life insurance policies

People working in the construction industry may want to put in place measures to protect their financial future such as life insurance as a new report on fatal construction accidents is published by the Department for Work and Pensions.

Commissioned by the secretary of state for work and pensions in December 2008, the study was aimed at finding out why there are so many fatal accidents in the sector and coming up with measures to prevent them.

Figures from the Health and Safety Executive show that there were 53 fatal injuries to construction workers in 2008/9, equivalent to 2.4 for every 100,000 workers.

This underscores the need for sector workers who have dependants to look at ways of ensuring their kin's financial future is protected and life insurance can do so by providing a tax-free lump sum if death occurs from such accidents.

Accident, illness and unemployment cover on the other hand could come in handy in case one is left unable to work due to injury or health issues and will provide a monthly sum until recovery.

The inquiry report has provided recommendations for improving safety in the construction industry by incorporating all stakeholders.

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