Cheap life insurance for smokers
With our cheap life insurance for smokers quotes although the monthly premium you pay will be higher as you are a smoker with our discounted premiums you can save money on the standard premiums. The insurance companies class you as a smoker if you have smoked any tobacco products in the last twelve months. Most companies will also class you as a smoker if you have used any nicotine replacement products in the last twelve months or vap.
In recent years many provders have alos started charging a higher premium ex smokers in the first 5 years of quiting. If this is you and you want life cover please contact us and our adviusirs can obtain a quote for the cover you want from a provider who still uses the 12 month rule.
How Will I Save When I am a Non Smoker ?
If you are considering giving up smoking and wonder how much you will save on you life insurance we have compiled best buy tables to show you how much cheaper the non smoker rates are compared to the smoker life insurance rates.
Below are the categories we have compiled simple best buy tables for all at our discounted cheap premiums (Updated June 2024).