Non Smokers Decreasing Life & Critical Illness Insurance for 40 Year 0ld
If you are a smoker and looking to give up the difference in premiums between non smoker and smoker premiums may give you that added incentive to stop. The table below is for a non smoker male or female £150000 deceasing life & Critical Illness Insurance over 25 years.
It is important to remember that if you use nicotine replacement products to help you stop smoking then most life assurance companies will want you too have stopped taking these for a minimum of 12 months before they class you as a non smoker. (some providers still charge a higher premium within 5 years of quitting smoking)
Below are examples of the quotes you can obtain via Go Direct's online discounted life insurance quotes system.
Best Buy Decreasing Life & Critical Illness Insurance Non Smoker:
Cover for: 40 Year Old Type of cover: DTA Life & Critical Illness Insurance
Term policy: 25 years Non Smoker Rates Apply
| Provider | Top Premium | Standard Premium | You Save |
|---|---|---|---|
 |
£40.43 | £45.94 | £1643.00 over term |
 |
£41.72 | £49.18 | £2238.00 over term |
 |
£43.21 | £49.07 | £1758.00 over term |
|
£43.67 | £47.62 | £1185.00 over term |
 |
£44.30 | £49.20 | £1470.00 over term |
Cheapest premiums available for a 40 year old non smoker male or female smoker as of the 25/05/2024.
