Non Smokers Life & Critical Illness Insurance for 50 Year 0ld

If you are a smoker and looking to give up the difference in premiums between non smoker and smoker premiums may give you that added incentive to stop. The table below is for a non smoker male or female £150000 term life & Critical Illness Insurance over 25 years.

It is important to remember that if you use nicotine replacement products to help you stop smoking then most life assurance companies will want you too have stopped taking these for a minimum of 12 months before they class you as a non smoker. (some providers still charge a higher premium within 5 years of quitting smoking)

Below are examples of the quotes you can obtain via Go Direct's online discounted life insurance quotes system.

Best Buy Life & Critical Illness Insurance Non Smoker:

Cover for: 50 Year Old Type of cover: Life & Critical Illness Cover

Term policy: 25 years NonNon Smoker Rates Apply

Provider Top Premium Standard Premium You Save Benefit
LAND £115.54 £136.18 £4953.00 over term £150000.00
Vitality £117.56 £133.59 £3847.00 over term £150000.00
LAND £120.39 £141.90 £5162.00 over term £150000.00
Aviva £130.52 £144.29 £3304.00 over term £150000.00
Vitality £132.92 £148.98 £3856.00 over term £150000.00

Cheapest premiums available for a 50 year old non smoker male or female smoker as of the 25/05/2024.

The premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.

Life Insurance Advice

Life Insurance Advice

You can see how much you can save on your life with critical illness insurance quotes today with Go Direct's instant life insurance quote tool. You can also compare the cost with a stand alone critical illness quote. Alternatively why not read are simple guide to life & critical illness insurance and critical illness cover defintions .