First Time Buyer Moving Guide

On the Move its You Moving Day! All too soon the moving day or completion day will be upon you and you will be able to collect the keys and move in. Completion day is always a week day and will be confirmed to you via your conveyancer.

There are lots of things you can do to make your move painless. From the simple things like getting handy boxes to transport your stuff, to trickier considerations like arranging who looks after your children or pets if you have any.

When the big day approaches, make sure your estate agent has arranged for the keys to be available and always remember to take up-to-date meter readings on the day.

Getting the Keys

The the time has arrived to move into your new home. As soon as those keys are in your grasp you really know the property is yours. Your estate agent will usually have the keys to release to you but it is often not un till lunchtime or early afternoon before the funds sent by your solicitor in the morning to the owners solicitor appear in their account. Once the funds are confirmed as received by the owners solicitor you will be able to collect the keys to your first home. All those weeks of waiting are over you can now move in.

Your home may be repossessed if you do not keep up repayments on your mortgage


Saving Energy in Your new Home

One way to cut down on your bills and help the environment is to start conserving energy. It's estimated that wasted energy costs the UK over £5 billion each year. So by remembering a few simple energy efficient tips you could save on your annual energy bill.

You can do this in small ways, like remembering to switch off lights and power points, and not leaving electrical items on standby. But to make a much more significant impact, why not consider investing in low energy light bulbs, ensuring your loft is well insulated and installing double glazing? All these ideas can help to reduce your energy bills.

Take a look at some more energy-saving trust.

Who to Notify When you Move?

It’s important to contact who you can think of who will need your new address, it is also important to notify all the companies you have financial arrangements with, form your bank to any catalogues you may have to avoid missing any monthly payments. The electoral roll is also very important as registering to vote helps your credit rating in your new home.

Do you want No Fee FTB Mortgage Advice?

If would like first time buyer mortgage advice, Go Direct are hear to help. Simply complete our mortgage enquiry form and we will contact you to discuses your mortgage requirements. We normally do not charge a fee for mortgage advice, however this is dependent on your circumstances such as complex cases or debt consolidation. Our typical fee would be £399.

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