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22 Dec 2024
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Cheap 40 Year Old Female Non Smoker

  1. Cheap Family Income Benefit
  2. Cheap Term Life Insurance
  3. Cheap Term Life & Critical Illness Cover
  4. Cheap Decreasing Term Life Insurance
  5. Cheap Decreasing Life & Critical Illness Insurance

Cheap 40 Year Old Female Smoker

  1. Cheap Family Income Benefit
  2. Cheap Term Life Insurance
  3. Cheap Term Life & Critical Illness Cover
  4. Cheap Decreasing Term Life Insurance
  5. Cheap Decreasing Life & Critical Illness Insurance

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Cheap Decreasing Term Life Insurance Female Age 40

Decreasing Term Life Insurance for 40 Year Old Male Non Smoker

If you are a smoker and looking to give up the difference in premiums between non smoker and smoker premiums may give you that added incentive to stop. The table below is for a non smoker female age 40 £150000 decreasing term life insurance over 25 years.

It is important to remember that if you use nicotine replacement products to help you stop smoking that most life assurance companies will want you too have stopped taking these for 12 months before they class you as a non smoker.

Cover for : Female Age 40 (Male and Females are now the same cost)

Type of cover : Decreasing Term Life Insurance

Term policy: 25 years Non Smoker Rates Apply

Provider

Our Premium

Standard Premium

You Save

Benefit

Instant Quote

AIG

£6.37

£7.30

£279.00 over term

£150000.00

Aviva

£7.16

£7.94

£234.00 over term

£150000.00

L&G

£7.34

£8.47

£339.00 over term

£150000.00

Zurich

£7.77

£8.63

£258.00 over term

£150000.00

Scotish Widows

£7.78

£9.00

£366.00 over term

£150000.00

Cheapest premiums available for a female aged 40 non smoker as of the 12/06/2023.

The premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.

Life Insurance Advice

If you are a smoker and thinking about giving up we can help you find the right decreasing term life insurance policy for your needs now and for the future. We offer life insurance advice by phone so you still receive our great online cheap prices. Call us today on 01603 271108 or complete our enquiry for and an advisor will call you to discuss your life cover needs.

Compare Cheap Life Insurance Quotes Today

You can see how much you can save on your mortgage protection life insurance premiums today with Go Direct's instant decreasing term life insurance quote tool. You can also compare the cost with a level life insurance quote to see how this compares with decreasing cover. Alternatively why not read are simple guide to term life insurance and decreasing term life cover .

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Go Financial Services is a trading style of Go Direct UK Ltd which is an appointed representative of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority Registered in England & Wales Company 5703224. FCA Number 456600