Joint Term Life Insurance for 45 Year Old Male & Female
Compare the cost of joint life insurance policies v two separate life insurance policies with our best buy tables.
Below you can see the monthly rates available with our discounted premiums for a joint life £200000 policy over 20 years for a male & female non-smoker both aged 45 as of the 26/05/2024. These premiums quoted are for illustrative purposes only. The premiums are based on an applicant being in good health and the actual rates you will receive will be dependent upon your health and individual circumstances at the time of application.
To compare the cost with two single life plan simple click on the options to the left or complete the details on our life insurance quote form for an instant quote for your own personal circumstances.
Cheapest Price for two separate policies
The cheapest price for two separate policies with is £18.14 ( £9.07 Viality male & £9.07 Vitality female ), compared with the cheapest joint policy of £17.71 below. This means for an extra £0.43 per month you can obtain effectively double the cover.
Level Term Life Insurance Quote:
Cover for: Male & Female Age 45 Non Smoker (Male and Females are now the same cost)
Type of cover : Level Term Life Insurance
Term policy: 20 years
| Provider | Our Premium | Standard Premium | You Save |
|---|---|---|---|
 |
£17.71 | £20.68 | £712.00 over term |
|
£18.02 | £19.24 | £293.00 over term |
 |
£20.85 | £669.00 over term | |
 |
£18.68 | £20.66 | £475.00 over term |
 |
£19.26 | £21.73 | £593.00 over term |
Cheapest premiums available for a 45 year old non smoker male AND female as of the 26/05/2024.
